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In administrating Commonwealth Care, the Massachusetts' Connector has been hugely successful in enrolling people in subsidized health plans. As of last August, nearly 40,000 people had used the Connector to purchase Commonwealth plans.

Alain Enthoven believes the best method for healthcare delivery is the managed competition model.

Conventional wisdom says families should set aside an emergency fund for unexpected expenses, however, one consumer group is recommending that health insurers' emergency funds should be rigorously examined.

Retail strategies

Exchanges could bring in millions of potential customers. Insurers need to begin formulating marketing plans now.

Dig into the minds of members and you'll find that they don't always make logical choices. Behavioral economics can shed light on their thought process

Individual, or short-term insurance is on the rise as more Americans face transitions due to difficult economic times.