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The stimulus package provided more than $1 billion in federal support for comparative effectiveness research (CER), which has the potential to improve clinical decision making

Conventional wisdom says families should set aside an emergency fund for unexpected expenses, however, one consumer group is recommending that health insurers' emergency funds should be rigorously examined.

Retail strategies

Exchanges could bring in millions of potential customers. Insurers need to begin formulating marketing plans now.

Accountable care organizations have become a hot commodity since the Patient Protection and Affordable Care Act opened the door for health plans to contract through an ACO for commercial enrollees. The momentum of ACOs will likely increase.

According to several presenters at the recent America's Health Insurance Plans Institute, coordination, communication and challenges are now the industry's driving forces.

While medical science has steadily improved mortality overall, the research suggests that limited access to healthcare services in rural areas creates a gap.

Policymakers are now revisiting the Massachusetts model to evaluate the results. According to most experts, the state is providing a grim wake-up call to the rest of the nation.

As with any significant market regulation, the provisions in healthcare reform will undoubtedly change over time.

It's intuitive that preventing a problem from happening is preferable to fixing it after the fact.