- Hypertrophic Cardiomyopathy (HCM)
- Eyecare
- Urothelial Carcinoma
- Hemophilia
- Heart Failure
- Vaccines
- Neonatal Care
- NSCLC
- Type II Inflammation
- Substance Use Disorder
- Gene Therapy
- Lung Cancer
- Spinal Muscular Atrophy
- HIV
- Post-Acute Care
- Liver Disease
- Asthma
- Atrial Fibrillation
- COVID-19
- Cardiovascular Diseases
- Prescription Digital Therapeutics
- Reproductive Health
- The Improving Patient Access Podcast
- Blood Cancer
- Ulcerative Colitis
- Respiratory Conditions
- Multiple Sclerosis
- Digital Health
- Population Health
- Sleep Disorders
- Biosimilars
- Plaque Psoriasis
- Leukemia and Lymphoma
- Oncology
- Pediatrics
- Urology
- Obstetrics-Gynecology & Women's Health
- Opioids
- Solid Tumors
- Autoimmune Diseases
- Dermatology
- Diabetes
- Mental Health
PPOs remain most popular plan type
According to KFF/HRET, more than half of covered workers opt for PPO arrangements
PPO health plans remain the top choice among workers, according to the 2013 Kaiser Family Foundation/Health Research and Educational Trust (KFF/HRET) annual survey. In fact, PPOs cover more than half of all workers who report receiving health benefits.
Fifty-seven percent of covered workers are enrolled in PPOs, followed by high-deductible health plans (20%), HMOs (14%), POS plans (9%), and conventional plans (<1%).
Historically, HMOs peaked in 1996 with 31% of covered workers enrolled, but the trend shows a continuous decline. In 2013, only 14% of workers were covered by HMO plans.
According to KFF/HRET, enrollment in high-deductible health plans-which emerged in 2006 on the survey-has leveled off after several years of increases. Workers in the Midwest are more likely to be enrolled in such plans. Average premiums for high-deductible health plans with a savings option are lower than the overall average for all plan types for both single and family coverage, at $5,306 and $15,227, respectively.
The savings option-often a tax-advantaged Health Savings Account-is used to pay qualified medical expenses. For 2013, federal law allows account contributions up to $3,250 for a single person and $6,450 for a family, however, rules also allow those over the age of 55 to contribute more.
