Official HHS guidance for plans and consumers
The Department of Health and Human Services (HHS) released several guidance documents to explain the situations that would allow an extension for consumers beyond the open-enrollment deadline. Based on the morning meltdown of healthcare.gov on deadline day, the extensions might be more than HHS bargained for.
Guidance for Issuers on People “In Line”:http://www.cms.gov/CCIIO/Resources/Regulations-and-Guidance/Downloads/in-line-SEP-3-26-2014.pdf
Guidance for Issuers on Complex Cases:http://www.cms.gov/CCIIO/Resources/Regulations-and-Guidance/Downloads/complex-cases-SEP-3-26-2014.pdf
Assister Tips for those “In Line”: http://marketplace.cms.gov/help-us/assisting-consumers-march-31.pdf
Assister Tips Complex Cases: http://marketplace.cms.gov/help-us/complex-cases-sep.pdf
The consumer fact sheet is posted here: http://marketplace.cms.gov/getofficialresources/publications-and-articles/sep-complex-cases.pdf
IRS guidance for those who are exempt from obtaining coverage: